With Enhanced Services from PayNW, you’re positioned to be an employer of choice for current and prospective employees. You’re able to offer pay cards for unbanked employees and automated access to earned wages anytime. Combined with maximized Work Opportunity Tax Credits (WOTC) through our automated solution, you’re getting valuable benefits for your employees and your organization.

Pre-Employment Services

Background checks

SSN verification


Applicant tracking

Branded job board

Third-party job board postings

Garnishment Payment Services (GPS)

Streamlined child support, tax levy and creditor payments

Assure compliance across jurisdictions

Balance tracking with automatic end dates

Employee Payment Options

Direct deposit

Pay cards

Managed account checks

Pre-signed security-sealed checks

Wages On-Demand

Tax Filing & Payments

All US tax jurisdictions

State reciprocity calculations

Includes emerging family leave mandates

Year-end W2s & ACA forms and filing

Tax notice research & response


Featured Services Providing Value to Employers and Employees

Work Opportunity Tax Credit (WOTC) Solution

Value for Employer

Make the most of often-overlooked Work Opportunity and Federal Empowerment Zone tax credits. This tax credit solution uses automation and behind-the-scenes service to ease the burden on employers of the often confusing and paperwork-intensive process of claiming credits for hiring people from disadvantaged applicant groups.

Key Features

Automated, paperless process

Dedicated tax credit program manager 

Tools to maximize available credits

Informs hiring managers with applicants’ program eligibility

Annual Form 8850 preparation

Work Opportunity Tax Credit Solution

Explore WOTC


Wages On-Demand

Value for Employee

With PayNW’s Wages On-Demand program from Spentra, employees can instantly access up to 50% of their net earned wages any time for just $1 per $100 requested.

Employees get easy, low-cost access to wages earned to address emergency needs that can’t wait for payday. Employers get a highly-valued new benefit to offer to employees.

Key Features

Instant access to earned wages

Pay advance data automatically tracked within payroll system 

Low transaction fee; no per-transaction cost to employer

Funds via Spentra Visa Payroll Card

Available for unbanked employees

Wages on-demand

Explore Wages On-Demand

Wages On-Demand FAQ

Curated services for PayNW clients and their employees, accessed directly through our unified, cloud-based system.